The State of Washington Department of Ecology is seeking proposals from qualified financial institutions to administer a statewide regional loan program focused on repairing, upgrading, and replacing failing or malfunctioning on-site sewage systems. The selected contractor will act as a financial institution partner responsible for underwriting, issuing, and servicing loans to eligible residential property owners and small commercial entities. The program aims to reduce financial barriers for individuals lacking access to traditional financing by offering flexible loan terms, deferred payment options, and potential interest rate reductions supported by grant funding. The contractor will also ensure proper loan administration, risk management, and compliance with state and federal funding requirements. The program is funded through a combination of grants, loans, and forgivable loans under Washington’s water quality initiatives and supports environmental protection and public health outcomes by improving wastewater infrastructure statewide.